Computer Layaway Programs – No Credit Card Required

If your computer has become another appendage to your being, the worse thing that can happen is when “Old Faithful” bites the dust. Hopefully, you have backed up all of your files so you will have them for your new computer. But, if you find that your credit cards are maxed out or you can’t get credit, consider online computer layaway programs as an answer to your problem.

Online computer layaway programs have gained popularity since the consumer credit crunch. A throwback to a time before plastic was plentiful, layaway has returned to allow people without credit to purchase the merchandise they need. Major retailers are offering layaway and a number of online stores have found layaway to be a new source of revenue.

The layaway process for the purchase of a computer is pretty straight forward. You pick out an item and then go to a layaway desk and put down a small deposit. This can vary, but it is usually around 5-10 percent of the purchase price. Sometimes specials are available that require less money down. Payments are then made over a period of time until the balance is paid in full. At that time, you can pick up your computer.

The big drawback is that you can’t get your computer right away and may have to borrow one or head to the local library with your flash drive. But the delayed gratification means no high interest rates on credit card balances that you would have to pay for years to come.

Layaway is a definite way to save money and still buy merc

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Is Using a Computer Monitoring Program Ethical? This Will Help You to Decide

Would you consider using a computer monitoring program to keep track of what your partner or spouse is doing?

I mean, do you think it is ethical to secretly install a program that records everything your partner does without their knowledge?

After reading this article it will be clear to you whether it is ethical or not.

Pros for Using a Computer Monitoring Program

Discover Cheating – If your partner is cheating, chances are they will use the computer routinely to communicate with their lover. When they do, you will be watching!

Prevent Infidelity – If your partner is exploring the possibility of cheating, by exposing his activities before it’s too late, it will give you options in your relationship that you may not have if you don’t curtail their activities in time.

Preventing a STD – If your partner cheats on you and you discover it, you may decide to leave them but if they give you a sexually transmitted disease your quality of life may never be the same. How important is that to you?

Learning The Quality of the Person You Are With – Despite your original intentions of discovering cheating, recording the activity of your partner may give you a clear picture of what type of person they are. Future decisions concerning your relationship may be based on your discoveries!

Cons for Monitoring Your Partner’s Computer

Proving Their Fidelity – We all go through periods of vulnerability and in some cases the monitoring of your partner’s computer may reveal that they are not cheating after all. In this case, I am pretty sure the cost of the software is well worth the findings.

Getting Busted – If your partner is very tech savvy, there is a chance that they will discover the computer monitoring software operating covertly. While the average spouse or partner will never know where to look, there is always this possibility.

The above Pros and Cons are just to name a few on both sides of the coin. For some it will be clear that using a computer monitoring program is ethical while others will shy away from such tactics.

The choice will always be yours. Keep reading for more details on

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